Photo Developing:

ClubPhoto.com Fastest
ememories.com No proc. fee
ofoto.com Negatives returned
Snapfish Cheapest prints

ISP's:
 Juno ,  Netzero

Send cash by e-mail:
 ($5 for referrals!)

Lotto,Bingo,etc(for $)

Cyberbingo.net
radiostakes.com

bingo.com/
uproar
extremelotto
iwin.com
speedyclick.com

Computer Resources:
Free code/tools:
Matt's Perl Scripts
Javascript code
ws_fpt ftp software
Metapad Notepad with extra features
HTML-Kit HTML editor (feature-rich)
Teleport Pro Download entire web sites!

Design and Layout links:
Web Design Guide [Yale] 'Basics Bible'
Design Guide WebPagesThatSuck
Graphic Design Paradise Many links